Read the official phlove terms of use covering who can play, our one-account rule, bonus play requirements, and peso cashier rules. Using our website and mobile app (version v4.9.4) is strictly limited to verified adults aged 21 and older in the Philippines. By signing up with an 11-digit 09XXXXXXXXX phone number, you agree to follow our 1:1 GCash/Maya name-matching rule and fair play standards.
PHLove Terms of Use: 21+ Age Rule, One-Account Policy & Cashier Rules
Every player must be at least 21 years old; any account made by someone under 21 is closed right away under Philippine responsible gaming rules.
Each player is allowed only one account linked to one 09XXXXXXXXX phone number, one phone device, and one matching GCash or Maya wallet.
Regular deposits without a bonus need a simple 1x play-through before cashout, while optional deposit bonuses use clear 15x to 25x play rules.
| Minimum Player Age | Strictly 21+ Years Old (Zero Exceptions) |
|---|---|
| Allowed Accounts | 1 Account Per Person, Home Wi-Fi & E-Wallet |
| Wallet Name Rule | 100% 1:1 Match Between Profile & GCash/Maya |
| Deposit & Cashout Limits | ₱100.00 Deposit | ₱300.00 to ₱50,000.00 Cashout |
| No-Bonus Play Rule | 1x Deposit Amount Before Cashout |
| Standard Bonus Play Rule | 15x (Deposit + Bonus) on Slot Games |
| Inactive Account Rule | 12 Months With Zero Logins |
4 Simple Rules Every PHLove Member Agrees to Follow
Sign up with your real full name and birth date matching your government ID (PhilSys National ID, Passport, Driver's License, or UMID).
Deposit and cash out only through GCash, Maya, or bank accounts that belong to you—never use someone else's wallet.
Finish active 15x bonus bars on slot games fairly without betting both sides at the same time (like Banker and Player together) on card tables.
Never share your password or 6-digit text codes with anyone; message 24/7 Live Chat right away if you think someone else knows your password.
Part 1: 21+ Age Rule & One-Account Policy
These phlove terms of use explain the basic rules between you (the player) and our team on the official PHLove lobby. To play any real-money game, you must be at least twenty-one (21) years old. Philippine gaming regulators, government officials, police and military staff, and anyone on the PAGCOR restricted player list are not allowed to open an account.
Each eligible adult may open and use only one account on our site. Opening extra accounts with different SIM cards, family members' names, or changed spellings to claim the ₱88 starter bonus or 120% welcome bonus more than once is not allowed. If our system finds extra accounts sharing the same phone or GCash wallet, extra bonus credits will be removed so only your main account stays active.
Part 2: Deposits, Cashouts, 1x Play Rule & ID Checks
All payments in our GCash, Maya, and InstaPay cashier use Philippine Pesos (₱) with a ₱100 minimum deposit and a ₱300 to ₱50,000 single-cashout range. To follow banking safety laws that stop game wallets from being used as free money-transfer apps, every regular deposit without a bonus must be played through 1x before you cash out.
Before sending a payout, our cashier checks that the full name on your registered player account matches the verified owner name on your GCash or Maya wallet 1:1. For large cashouts over ₱50,000 or accounts with a name spelling mistake, our support team may ask for a clear photo of one valid Philippine government ID.
Part 3: Bonus Rules, Fair Game Server Results & Privacy
When you choose to turn on a deposit bonus (like the 120% welcome match with a 15x play rule), your deposit and bonus money stay locked together until your bonus progress bar hits 100%. Betting both sides at once (such as betting Banker and Player on the same Baccarat hand to fake spin volume) does not count toward finishing a bonus bar.
Under these phlove terms of use, all spin and card results are decided solely by the official studio game server. To see how we protect your phone number and ID, read our data privacy notice, and visit our 21+ responsible gaming page to set daily deposit limits.
More Helpful PHLove Pages
Frequently Asked Questions: Terms of Use
Why do I need to bet my deposit 1x even when I do not take a bonus?
Standard banking safety rules require a 1x play-through on all deposits so casino wallets cannot be used to pass money back and forth without playing.
What happens if my Wi-Fi or mobile data drops during a winning spin?
Because every spin result is decided right away on the game maker's server the second you tap Spin, any win from a disconnected round is added automatically to your peso balance. You can check it under Account Center > Bet History.
Can two people in the same house share one GCash wallet on two accounts?
No, each GCash or Maya number can only be linked to one PHLove account, and that account must belong to the real owner of that e-wallet.